![]() We advise waiting at least a day in between calls to avoid Chase thinking you are trying to game the system.ĭisclaimer: Deals Points, LLC and its website,, provides information on credit cards, reward programs, travel information, and ancillary information concerning travel and credit cards. If you are still denied, you could hang up and call again (HUCA). Shift your credit limits from another Chase card to the current one.Reduce your credit limits on other cards.If the credit analyst pushes back, you could offer to: The ability to collect airline or hotel points.The card’s travel protections or another benefit.Do not say because “the card offers a great sign-up bonus.”Ī few examples of reasons for wanting the card could be: You will then need to give a legitimate reason for wanting the credit card. When you call, Chase will ask you to verify your identity and other information on your application including address, income, or assets. You pay off your credit card balances each month. ![]() You have a good relationship with Chase either with previous cards, a checking account, or other loans.You spend money on your other Chase credit cards.When you call the reconsideration line, you want to show that you are not a credit risk and you are not an unprofitable customer.
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